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Piggyback Loans
Piggyback loans are for borrowers who do not quite have a 20% down payment available in cash. They allow a borrower to takes out two loans at the same time: one for 80% of the home’s value; the other to make up for whatever is needed to make up a 20% down payment, minus cash...
Realtors
Realtors, looking for a mortgage partner? With Silverton, you get a locally owned and operated direct lender. The entire loan process is in-house: application, processing, underwriting, approval, closing, selling directly to secondary market with impressive roster of investors. We also provide in-house appraisal ordering from a local list of appraisers...
Loan Process Checklist
Step 1 – Organize Your Documents Save time and avoid delays by having the following information available when you meet with your lender: Copy of Purchase Sales contract or Offer to Purchase and all addenda (signed by buyer and seller) Past 2 years’ tax returns and W-2s Past 2 years’...
What Lenders Look for in Home Loan Applications
Once your loan application is filled out and sent to the lender for review, the first thing they will look for is your ability to payback the loan you are requesting. My team and I have a streamlined loan process to help you get your ducks in a row prior...
Georgia Dream
Dreaming of Owning Your Own Home? The Georgia Dream Homeownership Program makes it possible! Down payment assistance is available for eligible home buyers! The Georgia Dream Homeownership Program is available to qualified borrowers statewide who meet certain income guidelines and who are purchasing homes within certain purchase price limits. In addition,...
Clayton County CHAPP
Clayton County CHAPP offers $5,000 towards down payment and/or closing costs. This loan is forgiven 20% each year. Must be a first time home buyer. Must complete home buyer course with approved agency. Must pay $100 for housing authority inspection. City of Morrow is not eligible. The income limits on this program mirror the...
Fulton County Home Ownership Program (HOP)
Program highlights: ◾This is a deferred Payment second Program that requires no payment for up to 6 years as long as the borrower lives in the house as the primary resident. ◾Borrower may be eligible for up to $10,000 towards closing cost on a home with a max sales price...