Realtors, looking for a mortgage partner? With Silverton, you get a locally owned and operated direct lender. The entire loan process is in-house: application, processing, underwriting, approval, closing, selling directly to secondary market with impressive roster of investors. We also provide in-house appraisal ordering from a local list of appraisers...
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Loan Process Checklist
Step 1 – Organize Your Documents Save time and avoid delays by having the following information available when you meet with your lender: Copy of Purchase Sales contract or Offer to Purchase and all addenda (signed by buyer and seller) Past 2 years’ tax returns and W-2s Past 2 years’...
What Lenders Look for in Home Loan Applications
Once your loan application is filled out and sent to the lender for review, the first thing they will look for is your ability to payback the loan you are requesting. My team and I have a streamlined loan process to help you get your ducks in a row prior...
Georgia Dream
Dreaming of Owning Your Own Home? The Georgia Dream Homeownership Program makes it possible! Down payment assistance is available for eligible home buyers! The Georgia Dream Homeownership Program is available to qualified borrowers statewide who meet certain income guidelines and who are purchasing homes within certain purchase price limits. In addition,...
Fulton County Home Ownership Program (HOP)
Program highlights: ◾This is a deferred Payment second Program that requires no payment for up to 6 years as long as the borrower lives in the house as the primary resident. ◾Borrower may be eligible for up to $10,000 towards closing cost on a home with a max sales price...
Clayton County CHAPP
Clayton County CHAPP offers $5,000 towards down payment and/or closing costs. This loan is forgiven 20% each year. Must be a first time home buyer. Must complete home buyer course with approved agency. Must pay $100 for housing authority inspection. City of Morrow is not eligible. The income limits on this program mirror the...
DeKalb County NSP
DeKalb County NSP offers between $14,150 and $25,000 towards repairs or down payment. This program basically works just like the Georgia Dream NSP. The only difference is that this program focuses on DeKalb county’s areas of greatest need and they break the areas down into 4 tiers. Depending on what...
Gwinnett County HomeStretch
Downpayment Assistance Is Available In Gwinnett County! Qualifying individuals and families purchasing homes in Gwinnett County may be eligible for the Gwinnett County HOMEStretch I Downpayment Assistance Program. This program is funded by the HUD HOME Investment Partnership Program, administered for Gwinnett County by the Gwinnett County Community Development Program....
Quick Rate Quote
North Carolina Housing Finance Agency First Home Mortgage 30 year fixed rate (Conv, FHA, VA or USDA) at below market interest rate currently at 4.95%. -Must be a first time home buyer and have not owed a principal residence in the past 3 years -Cannot exceed annual household income -Sales...