Piggyback loans are for borrowers who do not quite have a 20% down payment available in cash. They allow a borrower to takes out two loans at the same time: one for 80% of the home’s value; the other to make up for whatever is needed to make up a 20% down payment, minus cash...
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Realtors
Realtors, looking for a mortgage partner? With Silverton, you get a locally owned and operated direct lender. The entire loan process is in-house: application, processing, underwriting, approval, closing, selling directly to secondary market with impressive roster of investors. We also provide in-house appraisal ordering from a local list of appraisers...
Georgia Dream
Dreaming of Owning Your Own Home? The Georgia Dream Homeownership Program makes it possible! Down payment assistance is available for eligible home buyers! The Georgia Dream Homeownership Program is available to qualified borrowers statewide who meet certain income guidelines and who are purchasing homes within certain purchase price limits. In addition,...
Fulton County Home Ownership Program (HOP)
Program highlights: ◾This is a deferred Payment second Program that requires no payment for up to 6 years as long as the borrower lives in the house as the primary resident. ◾Borrower may be eligible for up to $10,000 towards closing cost on a home with a max sales price...
Clayton County CHAPP
Clayton County CHAPP offers $5,000 towards down payment and/or closing costs. This loan is forgiven 20% each year. Must be a first time home buyer. Must complete home buyer course with approved agency. Must pay $100 for housing authority inspection. City of Morrow is not eligible. The income limits on this program mirror the...
DeKalb County NSP
DeKalb County NSP offers between $14,150 and $25,000 towards repairs or down payment. This program basically works just like the Georgia Dream NSP. The only difference is that this program focuses on DeKalb county’s areas of greatest need and they break the areas down into 4 tiers. Depending on what...